2009 New Years Resolutions
Well all of the hype about the New Year is finally over. That means another year of setting resolutions that we may or may not meet. In any event, here’s my list in no particular order:
- Graduate from school. I only need 2 classes so I should be done by summer. My advisor messed up my requirements and I can’t get one of the classes that I need or I would be done in the spring. Either way, I’m done this year.
- Lose 1 pants size. Here I go with this again. I really do think this is doable. I plan on being a size smaller by the end of June. My ultimate goal is 2 sizes smaller but I’ll take 1 size per year.
- Save $1400. Not a lot of money in the grand scheme of things. Since I spent most of my cash on school, I need to build the reserves back up. Most of this money will come from savings. Some of it will come from my slush fund. I always over-budget things like home insurance, so once the bill is paid, any extra money goes into the slush/savings fund.
- Pay between $310-475 on my car. I didn’t even come close to this goal this year. I plan on paying a small amount each month just on the principal of the car.
- Write more. A lot more. I have 2 stories that are brewing and I want them done this year. Once they’re done, I’ll assess where I’m at and decide whether I want to continue writing or not.
- Bump my 401k by at least 1% this year. When I get my raise, I’ll add the money. My goal is to raise my contributions by 1% per year until I max out.
- Pay off my credit card by December. The bill is less than $1k but with so many other places that my money is going, this may be a stretch. 0% interest really helps.
- Work towards my net worth being 10k. My net worth was 7k last year but I spent my cash, the economy tanked and I didn’t do an update after March. This is the year I get back on track.
There you have it. Not too lofty but very challenging. Here’s hoping everyone makes their 2009 goals!
